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Life Insurance

 

What is Life Insurance?

Insurance that pays out a sum of money either upon the death of the insured person or after a set period. It will provide for payment of a certain amount of money to a named beneficiary upon the death of the policyholder, or to the policy holder if still living after reaching a specified age.

 

What does Whole Life insurance provide?

It provides insurance on the life of the insured for a fixed amount at a definite premium that is paid each year in the same amount during the entire lifetime of the insured.

 

What does level term life insurance provide?
Level term life insruacne provides a low cost premium, with a level death benefit for a ten, twenty, or thirty year period. Coverage is guaranteed all the way up to age 90.

 

Inexpensive term insurance can be very valuable to a family or a business that shoulders the responsibility of providing the financial means to meet future obligations such as:

  • Business Buy/Sell Agreements
  • Business Loans
  • Children's Educational Needs
  • Family Living Expenses
  • Key Person
  • Miscellaneous debt and other obligations
  • Motgages
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    Butler-Vause provides both Term and Whole Life products provided by the following companies:

  • Auto-Owners Insurance
  • United Fire Group
  • Prudential
  • MetLife
  • Colonial Penn
  • New York Life
  • Lincoln Financial
  • Aflac
  • Life Photo